Insights

CIS, compliance & the 2026 reforms.

Plain-language analysis of the regulatory framework UK construction firms now operate inside — written for directors, finance leads, and accountants.

CIS Compliance · 29 Apr 2026

The April 2026 CIS Reforms: What Construction Firms Need to Know

Sections 62A and 62B of the Finance Act 2004 give HMRC three new enforcement powers — immediate Gross Payment Status removal, recovery of the lost tax, and a 30% penalty that can land on directors personally.

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CIS Compliance · 29 Apr 2026

'Knew or Should Have Known': How HMRC's New CIS Test Actually Works

The 2026 CIS reforms turn on an objective test borrowed from VAT case law. Where it came from, what 'should have known' really means, and how HMRC will run these cases in practice.

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Compliance Frameworks · 29 Apr 2026

GfC12 Explained: HMRC's Labour Supply Chain Assurance Framework

Published in January 2025, GfC12 is HMRC's 90-page guide to what 'reasonable care' looks like in labour supply chains — voluntary in law, mandatory in practice after 6 April 2026.

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CIS Compliance · 29 Apr 2026

Director Personal Liability Under the 2026 CIS Rules

The 2026 CIS reforms allow HMRC to charge a 30% penalty directly to construction company directors, separately from the company. How the rule works, who it applies to, and how the numbers add up.

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Employment Status · 29 Apr 2026

Self-Employed or Employee? The Status Tests HMRC Applies in Construction

HMRC uses a specific framework — Ready Mixed Concrete plus a multi-factor assessment — to decide whether a CIS subcontractor is genuinely self-employed. What they actually look at, and the patterns that flag risk.

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